Undivo turns a DOT number into a complete, safety-scored application, then carries it through rating, quote preparation and signature in one workspace built for insurance carriers, risk retention groups and the producers who serve them.
WHY UNDIVO
Most programs still move applications through email, spreadsheets and portals that do not talk to each other. Undivo replaces that with one system where the application, the evidence, the rating and the signature belong to the same record.
A DOT number pulls registration, officers, observed fleet VINs, filing history and years in business into the application. Applicants confirm instead of retyping.
Dated inspection, violation, crash and out-of-service evidence sits beside the declared schedule. Your rating program explains every credit, debit, minimum and bound.
Publish intake requirements, agreements and rates as numbered versions. Producers work inside those rules; brokers see only their own agency’s cases.
HOW IT WORKS
Four stages, one record. Every step below runs in the Undivo workspace today.
START FROM THE DOT NUMBER
Company identity, officers, fleet VINs, filing history and years in business populate from the public record. The applicant confirms, corrects and adds what only they know. Lisa guides the rest by voice or text.
Explore every module“Mi número DOT es 3 6 7 3 8 6 7.”
Gracias. Leo el número 3673867. ¿Es correcto? Si dice que sí, lo guardo y busco los datos de su empresa.
“Sí, correcto.”
Listo. Encontré su empresa, 7 camiones observados y su historial de pólizas. Revise los datos en la sección Empresa antes de continuar.
MEET LISA
Lisa answers insurance questions, proposes values for supported fields by voice or text, confirms a DOT number aloud and runs the lookup. She follows the language the applicant speaks, without a selector.
WHO IT IS FOR
Publish requirements, rates and agreements once. Review every submission with the safety record attached. Approve quotes with a second set of eyes.
PRODUCERSSend carrier-ready links, import the client’s public record, hand off signing and track every case your agency owns.
APPLICANTSFinish an application in one sitting with Lisa’s help, in your language, and see exactly what happens next.
SECURITY IS PART OF THE PRODUCT
Applications carry FEINs, driver licenses, loss runs and bank connections. Undivo is designed so that access is decided on the server, records cannot be silently rewritten, and sensitive fields stay masked until someone with a reason reveals them.
Read the security overviewEvery carrier staff login. Single-use recovery codes. Resets revoke old sessions.
Brokers see only cases their agency created. Internal notes never leave the carrier.
Corrections create audited revisions. Signed records are never rewritten.
Every upload is malware-scanned before download. Telematics and bank secrets are encrypted with dedicated keys.
INSIGHTS
What producers and applicants should have in hand before a commercial auto, cargo or physical damage application reaches an underwriter.
Read the insightA clear application connects the business, its fleet and its insurance history, so the next decision starts with the right information.
Read the insightHow to connect fleet information, safety indicators and carrier rating rules without reducing a business to a single score.
Read the insightQUESTIONS
Undivo is an operations platform for commercial trucking insurance. It handles guided intake, FMCSA-sourced safety evidence, carrier-configured rating, quote preparation, e-signature and client records in one workspace. It is built by Wrab Tech and is not an insurance carrier.
Insurance carriers, managing general agents and risk retention groups that write trucking business, the brokers and agents appointed with them, and the trucking businesses applying for coverage. Each role gets its own workspace with access scoped on the server.
Yes. Carrier administrators publish versioned intake settings and per-unit rating programs with fleet tiers, safety rules, minimums and final bounds. Undivo ships with no rates of its own.
Undivo’s AI takes on the repetitive work around every application: collecting details, checking them and preparing the case for review. Your team handles more submissions, turns them around faster and serves applicants in five languages, without adding back-office staff.
Lisa explains insurance questions, proposes values for supported fields by voice or text, runs the DOT lookup on request and moves between sections. Applicants review every proposed change. Lisa cannot sign, submit, bind coverage, change rating rules or collect bank credentials.
No. An estimate explains a carrier-configured price and any available payment illustration. Quote release, acceptance, payment and coverage depend on the carrier’s approvals, configuration and applicable terms.
Mandatory multi-factor authentication for staff, server-enforced carrier and agency scoping, immutable submission revisions with audit events, malware scanning on every upload, encrypted telematics credentials and masked sensitive fields. See the Security page for the full list.
NEXT STEP
A 30-minute walkthrough built around your program, your producers and your applicants.
